Your expenses

Enter what you spend each month in each category, at today’s prices. LongSpan turns it into a yearly figure and raises it each year with inflation.

Rough figures are fine to start with. You can change any of them later, and your forecast updates as you do.

Income tax. LongSpan works out your income tax each year from that year’s income and withdrawals, and charges it for you.

A home you own. Add its mortgage, property tax, insurance and upkeep on the Property & business step instead. That way they stop if you sell. Rent you pay goes here, under housing.

If you budget in YNAB, connect it with a personal access token and pick a budget. LongSpan reads a 12-month average for each category. It never reads your transactions and never changes anything in YNAB.

Spending refreshes once a day. If you type over a figure, later syncs leave it as you set it. Disconnecting keeps every figure in your plan, for you to keep current yourself.