Net worth

Your net worth is everything you own less everything you owe. The Net worth page splits it into parts, and in every year of your plan they add up to the net worth on your dashboard.

• Cash, Investments, Retirement, Education and Health are your accounts: bank accounts, taxable brokerage accounts, retirement accounts like a 401(k) or an IRA, 529s and HSAs.
• Vehicles and other assets is a car, or anything else you own that you entered as an account.
• Real estate is your home and any other property, at what it would sell for.
• Business equity is your share of a private business.
• Mortgages are the loans against your property.
• Other loans and cards is everything else you owe, like a car loan, a student loan or a credit card.

Property counts at its full value, and what you still owe on it sits under Mortgages, the way a balance sheet reads. So as you pay a mortgage down, you see the debt shrink rather than the property seem to grow.

What you owe is drawn below the axis. A part you don’t have in any year of your plan is left out.

The table under the chart states each part in the year your plan starts, the year retirement starts and the year your plan ends. If retirement starts in the first or last year, or you haven’t set a retirement age, there’s no separate retirement column.

Its last row is your net worth in each of those years.